Love Cosmetics Pty Ltd commits to strong and transparent privacy practices, and this Privacy Policy further explains the privacy practices at Love Cosmetics Pty Ltd (“Loving Tan). Our Privacy Policy explains: 

• What Personal Data we collect, from where and why we collect it 
• How we use Personal Data 
• With whom we share Personal Data 
• The choices we offer, including how to access, update, and remove Personal Data 

Please read this Privacy Policy carefully. By using or accessing the Service (as defined below), you acknowledge that you have read, understood, and agree to be bound to all the provisions, terms and conditions of this Privacy Policy, and the Terms and Conditions of Use, or other customer agreement between you and Loving Tan that is applicable to the particular Service you are using or accessing, collectively referred to as the “User Agreements”. 

If you do not agree to this Privacy Policy and the applicable User Agreement, please exit, and do not access or use, the Service. 

Your privacy is important to us, so whether you’re new to Loving Tan or a long-time user, please take the time to get to know our practices. Always feel welcome to contact us with questions on terms like “cookies” or “IP address” or general questions about our privacy practices at info@lovingtan.com.  

1. INTRODUCTION 
2. TRANSFERS OF PERSONAL DATA 

• European Union (EU) Residents 
• EU-U.S. Data Transfers and Protections 
• Global Cross-Border Privacy Rules 

3. NOTICE OF WHAT INFORMATION WE COLLECT AND HOW WE USE IT 

• Types of Personal Data We Collect 
• Mechanisms for Collection of Personal Data 
• Use of Personal Data 
• Online Behavioral Advertising 

4. PROCESSING GROUNDS 

5. HOW AND WITH WHOM DOES LOVING TAN SHARE PERSONAL DATA? 

6. YOUR PRIVACY CHOICES 

• Opting Out of Behavioral Advertising and Tracking Tools 
• Emails 
• Information Shared with Third Parties 

7. SECURITY 

8. DATA RETENTION

9. INTERACTIONS WITH OTHERS 

10. RIGHTS AND CHOICES DO YOU HAVE REGARDING YOUR PERSONAL DATA? 

• Accessing, Correcting, and Deleting Your Personal Data and Other Data Subject Rights 
• Closing Your Account 
• California Privacy Rights 
• Other U.S. State Privacy Laws 
• Enforcement and Recourse 

11. CHANGES TO THE PRIVACY POLICY 
12. CHILDREN 
13. WHAT IF YOU HAVE QUESTIONS REGARDING YOUR PERSONAL DATA? 

  

1. INTRODUCTION 

This Privacy Policy sets forth the privacy practices of Loving Tan for: all Loving Tan software and applications (including, without limitation, mobile software and applications) (collectively, the “Software”); the Loving Tan website located at www.lovingtan.com and any other Loving Tan website or service that is under Loving Tan’s direct control that links to this Privacy Policy, (collectively, the “Websites”); and all other Loving Tan products or services provided or otherwise made accessible on or through the Software or the Websites or that otherwise link to or reference this Privacy Policy. The Software, the Websites, and any other Loving Tan products or services that link or refer to this Privacy Policy are collectively referred to as the “Service.” 

This Privacy Policy describes how Loving Tan collects, discloses, stores, transfers, and uses information that could individually identify our users (“Personal Data”) in connection with our Service. Personal Data is generally interpreted quite broadly and includes any information that serves as an identifier to a natural person such as a name, address, telephone number, social security or credit card number, location data, birthday or an Internet Protocol (IP) address. 

Loving Tan does not track, collect, or monitor any of your biometric data (e.g., retina or iris scan, fingerprint, voiceprint, or a scan of face geometry). 

This Privacy Policy does not apply to the practices of third parties, as explained in more detail below. In this Privacy Policy, (a) “we,” “us,” “our,” and other similar references refers to Loving Tan and any parent, subsidiary, member, officer, director, employee, agent, or contractor of Loving Tan or any entity under common control with Loving Tan and (b) “you” and “your” and other similar references mean any user of the Service. 

This Privacy Policy applies (i) immediately to new users who use or access the Service on or after the Effective Date and (ii) on the Effective Date for users who used or accessed the Service before the Effective Date. 

Please contact us if you have any questions or comments about our privacy practices. You can reach us online at info@lovingtan.com or by mail at the address listed in the “What If You Have Questions Regarding Your Personal Data?” section below. 

2. TRANSFERS OF PERSONAL DATA 

The Service is hosted and operated in the U.S., with development, support and maintenance operations in other countries as authorized by Loving Tan or through one of Loving Tan’s service providers. 

If you do not reside in the U.S., laws in the U.S. may differ from the laws where you reside and the U.S. may therefore not have been awarded an adequacy decision under relevant data protection laws, such as the EU General Data Protection Regulation (the “GDPR”). By using the Service, you acknowledge that any Personal Data about you, regardless of whether provided by you or obtained from a third party, is being provided to Loving Tan in the U.S. and will be hosted on U.S. servers, and otherwise processed by or on behalf of Loving Tan in the U.S., and as applicable, possibly other countries. 

Where applicable, in order to protect Personal Data about you under the GDPR and other relevant data protection laws, Loving Tan ensures Personal Data is adequately protected and that any international transfers of Personal Data are carried out in accordance with the law by ensuring at least one of the following safeguards is implemented: 

• The country to which the Personal Data is transferred has been deemed provide an adequate level of protection by relevant authorities, such as the European Commission or the UK government; 
• There are specific contracts in place with the recipient of the Personal Data, which have been approved by relevant authorities as providing Personal Data with an adequate level of protection, including the standard data protection clauses promulgated by the European Commission, (a copy of which can be obtained at https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=celex%3A32010D0087 or https://eur-lex.europa.eu/eli/dec_impl/2021/914/oj?uri=CELEX%3A32021D0914&locale=en), or the UK international data transfer agreement or the UK addendum to the European Commission’s standard data protection clauses (available at https://ico.org.uk/for-organisations/guide-to-data-protection/guide-to-the-general-data-protection-regulation-gdpr/international-data-transfer-agreement-and-guidance/); or 
• In certain circumstances, where you have given us your explicit consent to the international transfer of your Personal Data. 

If you are located in the European Economic Area (“EEA”) or the UK, please contact us for further information on the specific mechanism used by us when transferring your Personal Data outside the EEA and UK. You can reach us online at info@lovingtan.com or by mail at the address listed in the “What If You Have Questions Regarding Your Personal Data?” section below. 

Data protection laws are changing rapidly in every jurisdiction – individual states, U.S. national, non-U.S. countries, European Union (EU), and other global collaborations. Loving Tan remains committed to being transparent with Loving Tan’s data practices throughout the changes. The below highlights two current global frameworks that are in-process and have yet to be finalized. 

• EEA and UK Residents 

If you are located in the EU, United Kingdom, Lichtenstein, Norway, or Iceland, you may have additional rights under the GDPR or the UK General Data Protection Regulation (“UK GDPR”) (as applicable) related to your Personal Data, as further described below. Loving Tan will be the controller of your Personal Data processed in connection with the Service, unless you access the Service through an enterprise account, or other Loving Tan account that is controlled by a third party (e.g., your employer). 

• EU-U.S. Data Transfers and Protections 

As of July 2020, the EU-U.S. Privacy Shield Framework was invalidated by the European Court of Justice (ECJ). Loving Tan previously complied with the EU-U.S. Privacy Shield Framework. In March of 2022 a new data protection framework was agreed to by the U.S. and European Commission; however, the Trans-Atlantic Data Privacy Framework has yet to be implemented. In the interim, Loving Tan will handle your Personal Data as outlined in this Privacy Policy. Individuals that reside within the European Union and have inquiries or complaints regarding U.S. privacy practices should contact us a info@lovingtan.com 

• Global Cross-Border Privacy Rules 

In April 2022, Canada, Japan, the Republic of Korea, the Philippines, Singapore, Chinese Taipei, and the U.S. issued a declaration announcing the establishment of a forum to create an international certification system for data privacy standards. The forum will generate best practices for data protection and interoperability among and between other privacy frameworks. Individuals that have inquiries or complaints regarding U.S. privacy practices should contact us at info@lovingtan.com 

3. NOTICE OF WHAT INFORMATION WE COLLECT AND HOW WE USE IT 

• Types of Personal Data We Collect 

Loving Tan collects Personal Data about you when you provide it directly to us, or when third parties, such as our business partners (e.g., companies with whom we integrate our Service) or service providers (e.g., such as our advertising service providers), provide us with Personal Data about you, or when Personal Data about you is automatically collected in connection with your use of our Service. We collect the following Personal Data from you in connection with the Service: 

• Contact Information: information we collect to identify or contact you, we collect typical “business card information” such as your first and last name, physical address, email address, and telephone number. 
• Financial Account Information: information that you provide in connection with your purchase of the Service (or a purchase made through the Service), including credit card number, credit card expiration date, credit card verification code, bank account number, bank account title, bank name, branch location, and routing number. You must only provide us with Financial Account Information for accounts and credit cards that you have the lawful right to access. 
• Transaction Information: information related to transactions you conduct on the Service, including when you register for a webinar, event or download special content, or subscribe to Loving Tan’s listserv to receive newsletters, updates and promotional materials, or your interactions with the Service (for example the functionality you use or the links clicked on the Service). 
• User Account Information: information that identifies you to the Service, such as your user-name, email address, password, or an IP address. For example, we use this information to authenticate you when you log in to the Service, and use the IP address to help maintain your web session security while using the Service. 
• User Content: is content that is generated by you and made accessible by you by posting or sharing on the Service. To the extent that you choose to input Personal Data as part of such content, images, comments, and other content, information, or materials that you post to or through the Service, Loving Tan may collect such data. 
• Partner Information: information that our business partners, such as our content-providing partners, and other third parties, such as social networks and credit reporting companies, share with us or which they otherwise made available publicly -- for example, if you use their services to purchase, preview, and/or otherwise use their content when using our Service. Partner Information collected from open search tools and social networks may include your job title, employment history, social media handle and activity, demographic information, psychographic information including online purchase history, and contact information. 
• Log Data: information automatically recorded by the Service about how a person uses our Service, such as IP addresses, device and browser type, operating system, the pages or features of our Website or Service to which a user browsed, the time spent on those pages or features, the frequency with which the Service is used by a user, search terms used by a user, or the links on the Service that a user clicked on or used, and other statistics. 
• SMS Privacy Policy is located here. 

We also collect usage and performance information that is not Personal Data or that we aggregate or de-identify so that it no longer personally identifies an individual, and may associate certain data that is not Personal Data with Personal Data. 

• Mechanisms for Collection of Personal Data 

We collect Personal Data when a user (i) creates an account (a “User Account”); (ii) logs into the Service; (iii) interacts with the Service; (iv) uploads or generates User Content; (v) communicates with us; and (vi) responds to a communication or interaction from us. Some of the methods and tools we use to collect Personal Data are: 

• Unique Identifiers: We use unique identifiers such as cookies, e-mail or your pseudonymized customer identification (ID) to track individual usage behavior on our Service, such as the length of time spent on a particular page and the pages viewed during a particular log-in period. Unique identifiers collect information about a user’s use of our Service on an individual basis. 
• Mobile Device Identifiers: Mobile device identifiers are identifiers stored on your mobile device that track certain data and activities occurring on or through your device. Mobile device identifiers enable collection of Personal Data (such as media access controls) as well as non-personally identifiable information (such as usage and traffic data). 
• Cookies, Web Beacons, and Other Tracking Tools: We, and our third-party service providers, collect information about you, your device, and your use of the Service through cookies, clear gifs (a.k.a. web beacons/web bugs) (“Web Beacons”), and other tracking tools and technological methods (collectively, “Tracking Tools”). Tracking Tools collect information such as a computer or device operating system type, an IP address, browser type, browser language, mobile device ID, device hardware type, the Website or application visited or used before or after accessing our Service, the parts of the Service accessed, the length of time spent on a page or using a feature, and access times for a webpage or feature. These Tracking Tools help us learn more about our users and analyze how users engage with the Service, such as how often users visit our Service, what features they use, what pages they visit, what emails they open, and what other sites or applications they used prior to and after visiting the Service. 
• Cookies: Like many websites and mobile application operators, we collect certain information using “cookies,” which are small text files that are saved by your browser when you access our Service. Cookies can either be “session cookies” or “persistent cookies”. Session cookies are temporary cookies that are stored on your device while you are visiting our Website or using our Service, whereas “persistent cookies” are stored on your device for a period of time after you leave our Website or Service. We use persistent cookies to store your preferences so that they are available for the next visit, and to keep a more accurate account of how often you visit our Service, and how your use of the Service varies over time. We also use persistent cookies to measure the effectiveness of advertising efforts. Through these cookies, we may collect information about your online activity after you leave our Service. For more information on cookies, including how to control (i.e., delete, block) your cookie settings and preferences, visit European Commission sites: https://wikis.ec.europa.eu/display/EUROSTATHELP/How+to+manage+cookies; or, https://wikis.ec.europa.eu/display/WEBGUIDE/04.+Cookies+and+similar+technologies; or the UK’s Information Commissioner’s Office site: https://ico.org.uk/for-the-public/online/cookies/ or a general site on cookies: http://www.allaboutcookies.org. 
• Web Beacons: Web Beacons help us better manage content on our Service by informing us what content is effective. Web Beacons are embedded in, or otherwise associated with, certain emails or other communications that you receive from us or our partners. Web Beacons help us track your responses and interests and deliver relevant content and services to you. For example, they may let us know when you take actions based on the emails that we send. Web Beacons also allow us to enhance our Behavioral Advertising (defined below), which is further discussed below in the section titled “Online Behavioral Advertising” below. 
• Social Media Widgets: Some parts of our Service may include social media features, such as the Facebook “like” button, and widgets, such as the “share this” button. These social media features are either hosted by a third party or hosted directly on our Service. When you use these tools, the party that provides the tool, the third party that operates the social media services, and/or we may receive Personal Data about you. By using these tools, you acknowledge that some information, including Personal Data, from your social media services will be transmitted to us, and that information is therefore covered by this Privacy Policy, and some information, including Personal Data, may be shared with the third-party services, and that information is therefore governed by their privacy policies. 
• Third Party Sources: We may use third-party services, such as open search tools and social networks as well as credit reporting companies, to obtain information about you (such as your name or company) and to enrich your personal information by obtaining publicly available information about you, such as your job title, employment history social media handle and activity, demographic information, psychographic information including online purchase history and contact information. 
• Use of Personal Data 

Loving Tan uses Personal Data to: (i) provide, administer, and improve our Service; (ii) better understand your needs and interests; (iii) fulfill requests you make; (iv) personalize your experience; (v) provide Service announcements; (vi) provide you with information and offers from Loving Tan, Loving Tan Affiliates, and our business partners; (vii) protect, investigate, and deter against fraudulent, harmful, unauthorized, or illegal activity and (viii) comply with legal obligations. 

For example, we may use Personal Data to: 

• Operate and improve the Service 
• Learn more about our users and their internet behaviors 
• Target offers to users 
• Facilitate communications among and between users and the public in general 
• Evaluate eligibility of customers for certain offers, products, or services 
• Evaluate the types of offers, products, or services that may be of interest to users 
• Provide user support 
• Communicate with users regarding support, security, technical issues, commerce, marketing, and transactions 
• Facilitate marketing, advertising, surveys, contests, sweepstakes, and promotions 
• Administer the Service, User Accounts, and transactions with respect to User Accounts 
• Enforce our contracts, administering and carrying out our obligations under contracts, and complying with the law 
• Publish aggregated data about usage trends, which may be derived from Personal Data 
• Complete corporate transactions such as mergers, sales of assets, or bankruptcies 
• Online Behavioral Advertising 

Some of our advertising (“Behavioral Advertising”) involves using Tracking Tools to collect information about a user’s online activities over time and across non-affiliated websites and applications and providing ads to the user based the user’s interests (as inferred from the user’s online activity) or use of our Service. Behavioral Advertising may appear on our Service or on other websites or services. We work with third parties to provide Behavioral Advertising, such as advertising networks, data exchanges, traffic measurement service providers, marketing analytics service providers, and other third-party service providers (collectively, “Advertising Service Providers”). Advertising Service Providers perform services such as facilitating targeting of advertisements and measuring and analyzing advertising effectiveness on the Service (collectively, all such services, “Targeting Services”). Targeting Services help us display Behavioral Advertising, prevent you from seeing repeated ads, and enable us to research the usefulness of ads. 

• We adhere to self-regulatory principles for online behavioral advertising issued by the Digital Advertising Alliance (“DAA”) and the European Interactive Digital Advertising Alliance (“EDAA”) (collectively, the “OBA Principles”). 
• More information about the OBA Principles can be found at http://digitaladvertisingalliance.org/principlesand http://www.edaa.eu/european-principles/. You have the option to opt out of Behavioral Advertising. For more information, see the section below titled “Opting Out of Behavioral Advertising and Tracking Tools.” 

4. PROCESSING GROUNDS 

We will only use your Personal Data if we have a lawful basis for doing so. Lawful bases for processing include consent, contractual necessity, and our “legitimate interests” or the legitimate interest of others, as further described below. 

• Contractual Necessity: We process the following categories of Personal Data because we need to process the data to perform under our User Agreement with you, which enables us to provide you with the Service. When we process data due to contractual necessity, failure to provide such Personal Data will result in your inability to use some or all portions of the Service that require such data: 
• Contact Information 
• User Account Information 
• Financial Account Information 
• Transaction Information 
• User Content 
• Legitimate Interest: We process the following categories of Personal Data when we believe doing so furthers the legitimate interest of us or third parties: 
• Contact Information 
• Financial Account Information 
• User Account Information 
• Transaction Information 
• User Content 
• Partner Information 
• Log Data 

Examples of these legitimate interests include: 

• Operation and improvement of our business, products, and services 
• Marketing of our products and services 
• Provision of customer support 
• Protection from fraud or security threats 
• Compliance with legal obligations 
• Completion of corporate transactions 
• Consent: In some cases, we process Personal Data based on the consent you expressly grant to us at the time we collect such data. When we process Personal Data based on your consent, it will be expressly indicated to you at the point and time of collection. 
• Other Processing Grounds: From time to time we may also need to process Personal Data to comply with a legal obligation, if it is necessary to protect the vital interests of you or other data subjects, or if it is necessary for a task carried out in the public interest. 

5. HOW AND WITH WHOM DOES LOVING TAN SHARE PERSONAL DATA? 

We share Personal Data with vendors, third party service providers, and agents who work on our behalf and provide us with services related to the Service. These parties include: 

• Third parties who act for us or provide services for us, such as billing and credit card payment processing, maintenance, sales, marketing, administration, support, data enrichment, data analytics and analysis, hosting, and database management services 
• Outside professional advisors (such as lawyers and accountants) for purposes related to the operation of our business such as auditing, compliance, and corporate governance 
• Loving Tan Affiliates, including persons or entities that acquire some or all of Loving Tan or our assets 

We also share Personal Data with third party service providers and agents when necessary to complete a transaction initiated or authorized by you or to provide you with a product or service you have requested. In addition to those set forth above, these third-parties also include: 

• Other users (when you use a “share link” to post information publicly, share or comment on content, or as otherwise necessary to effect a transaction initiated or authorized by you through the Service) 
• Social media services (if you interact with them through your use of the Service) 
• Third party business partners who you access through the Service 
• Other parties authorized by you 
• The owner and administrator(s) of the Service account that you use, or of the email address that you used to register with the Service (see “Use of Third-Party E-mail Address” immediately below). 

We share Personal Data with presenters, sponsors, or other conference participants or organizers if you register for or attend a conference we are involved with. 

We also share Personal Data when we believe it is necessary to: 

• Comply with applicable law or respond to valid legal process, including from law enforcement or other government agencies 
• Protect us, our business or our users, or third parties, for example to enforce our terms of service, prevent spam or other unwanted communications and investigate or protect against fraud 
• Maintain the security of our products and Service(s) 

We also share information with third parties when you have given us consent to do so. 

• Use of Third-Party E-mail Address 

If you register for the Service using an e-mail address that we recognize to be either a part of a third-party enterprise account for the Service (an “Enterprise Account”) or a potential enterprise Service purchaser (for example, your employer’s) (each, an “E-Mail Holder”), we may provide your name and email address to the E-Mail Holder and their administrator. In some cases, we will also consolidate your account(s) with the accounts of the E-Mail Holder and we provide your E-Mail Holder and their administrator with access to your User Account information and User Content. This may happen when the E-Mail Holder’s account is established after you register for your individual User Account. We make these transfers to allow users who are part of a larger organization to take advantage of the special features and security enjoyed by our Enterprise Account holders, and in order to help you and your organization comply with its internal security and email usage obligations. Please note that all accounts for the Service, and all applicable subaccounts (which may include your User Account), are controlled by the account administrator. In certain cases (e.g., when we are aggregating all of the accounts under a current or potential Enterprise Account), we will provide you with the ability to opt-out of consolidation with an E-Mail Holder’s Account (typically by changing the email address on your account to a non-E-Mail Holder email address). 

Additionally, when an E-Mail Holder creates an Account, we may notify any individuals already using the Services under an email address with the same company domain as yours so that they can be migrated to your enterprise Account. 

• Business Transfers 

Loving Tan may sell, transfer, or otherwise share some or all of its business or assets, including your Personal Data, in connection with a business deal (or the evaluation of a potential business deal) such as a merger, consolidation, acquisition, reorganization, or sale of assets or in the event of bankruptcy. You acknowledge that such transfers may occur and that any acquirer or successor of Loving Tan or its assets may continue to use your Personal Data as set forth in this Privacy Policy. To the extent required by applicable law, you will be notified via email and/or a prominent notice on our Website or Service of any change in ownership of your Personal Data or resulting change in uses of your Personal Data, as well as any choices you may have regarding your Personal Data. Similarly, if you access the Service as part of a third party Enterprise Account, the individual or entity controlling the Enterprise Account may transfer or otherwise share the account (including your User Account, User Content, and Personal Data) to an acquirer of some or all of its assets in connection with the migration to an E-Mail Holder’s account, or a business deal (or the evaluation of a potential business deal) such as a merger, consolidation, acquisition, reorganization, or sale of assets, or in the event of bankruptcy. 

6. YOUR PRIVACY CHOICES 

• Opting Out of Behavioral Advertising and Tracking Tools 

You can opt-out of certain Behavioral Advertising activities by doing one or more of the following. Please note that you will need to opt-out of each browser and device for which you desire to apply these opt-out features. 

• Service Provider Opt Out: You can opt-out directly from some Advertising Service Providers and providers of Tracking Tools by using their opt-out tools. Some of these service providers, and links to their opt-out tools, are: 
• Google Analytics: with a privacy policy at http://www.google.com/policies/privacy/partners/ and opt out at https://tools.google.com/dlpage/gaoptout. 

• Industry Opt Out Tools: Some Advertising Service Providers or providers of Tracking Tools may participate in the Network Advertising Initiative’s (NAI) Opt-Out Tool (http://www.networkadvertising.org/choices/) and/or the Digital Advertising Alliance (DAA) Consumer Choice Page (http://www.aboutads.info/choices/), and you can opt-out of certain services and learn more about your choices by visiting the links included there. Users in the EU can visit http://www.youronlinechoices.eu/ for more information about your choices and to opt out of participating service providers. 
• Web Browser Controls: You can prevent the use of certain Tracking Tools, such as cookies, on a device-by-device basis using the controls in your web browser. These controls can be found in the Tools > Internet Options (or similar) menu for your browser, or as otherwise directed by your browser’s support feature. Through your web browser, you may be able to: 

• Delete existing Tracking Tools 
• Disable future Tracking Tools 
• Set your browser to provide you with a warning each time a cookie or certain other Tracking Tools are being set 

• Mobile Opt Out: Your mobile devices may offer settings that enable you to make choices about the collection, use, or transfer of mobile app information for Behavioral Advertising. You may also opt-out of certain Tracking Tools on mobile devices by installing the DAA’s AppChoice app on your mobile device (for iTunes, visit https://itunes.apple.com/us/app/appchoices/id894822870?mt=8, for Android, visit https://play.google.com/store/apps/details?id=com.DAA.appchoices&hl=en). For more information, please visit http://support.apple.com/kb/HT4228, https://support.google.com/ads/answer/2662922?hl=en or http://www.applicationprivacy.org/expressing-your-behavioral-advertising-choices-on-a-mobile-device, as applicable. 
• Do Not Track: Your browser may offer you a “Do Not Track” option, which allows you to signal to operators of websites and web applications and services (including behavioral advertising services) that you do not wish such operators to track certain of your online activities over time and across different websites. The Service does not support Do Not Track requests at this time, which means that we collect information about your online activity both while you are using the Service and after you leave our Service. 
• Our Cookie Management Tool: We also allow you the ability to opt out of certain types of Cookies by clicking on the cookie banner when you first enter the applicable website (for EU users), or by using the solution below: 

Please note the following with respect to opting out of Behavioral Advertising: 

• Some opt-out features are cookie-based, meaning that when you use these opt-out features, an “opt-out” cookie will be placed on your computer or other device indicating that you do not want to receive Behavioral Advertising from certain companies. If you delete your cookies, use a different browser, or use a different device, you will need to renew your opt-out choice. 
• Opting-out of Behavioral Advertising does not mean that you will no longer receive online ads. It only means that such ads will no longer be tailored to your specific viewing habits or interests. You may continue to see ads on and about the Service. 
• Emails: 

We will give you the ability to opt-out of marketing-related emails by clicking on a link at the bottom of each such email. You cannot opt-out of receiving certain non-marketing emails regarding the Service. 

• Information Shared with Third Parties: 

Except as set forth in this Privacy Policy, you will be notified when your Personal Data may be shared with third parties, and will be able to prevent the sharing of this information. To the extent permitted or required by applicable law, you can opt-out of having your information shared with a third party that is not our agent, by contacting us at info@lovingtan.com. However, please note that opting-out of information sharing or collection may affect your ability to use some features of the Service. 

7. SECURITY 

We believe the security of your information is a serious issue and we are committed to protecting the information we receive from you. We use commercially reasonable security measures to protect against the loss, misuse, and alteration of your information under our control based on the type of Personal Data and applicable processing activity, such as data encryption in transit, data encryption at rest (for customers that elect to purchase our “private cloud” solution), pseudonymization, and enforcement of least privilege and need-to-know principles. 

To the extent the Service requires you to provide any Financial Account Information, such as when you purchase subscriptions to the Service, that information will be collected and processed by third-party PCI-compliant service providers. We do not store Financial Account Information transmitted through the Service, provided that we do store (or our payment processor on our behalf will store) just the last four digits of your credit card number, if you provide this to us, to comply with credit card processing requirements of authorizations, charges and chargebacks. 

8. DATA RETENTION 

We retain Personal Data about you for as long as you have an open account with us or as otherwise necessary to provide you with the Service. In some cases we retain Personal Data for longer, if doing so is necessary to comply with our legal obligations, resolve disputes or collect fees owed, or is otherwise permitted or required by applicable law, rule, or regulation. Upon disposal, we will destroy or render unreadable any such Personal Data. Afterwards, we retain some information in a depersonalized or aggregated form but not in a way that would identify you personally. 

9. INTERACTIONS WITH OTHERS 

This Privacy Policy applies only to the Service. It does not apply to products, services, or sites that are provided by or operated by third parties, even if such products, services or sites are linked or redirected to or from the Service (“Third-Party Sites”), regardless of whether or not such link or redirection is authorized by Loving Tan. Third-Party Sites may have their own policies regarding privacy, or no policy at all. The fact that we link to a Third-Party Site is not an endorsement, authorization, or representation that we are affiliated with that third party. Loving Tan is not responsible for Third-Party Sites, and you use them at your own risk. We encourage you to read the privacy policies and terms of the Third-Party Sites that you visit or use. 

The Service contains areas where you may be able to publicly post information, communicate with others, submit media content, and/or review goods, services, or vendors, such as discussion boards or blogs. Any information, including Personal Data that you post there, will be public and can be viewed by the public at large, and therefore anyone who accesses such postings will have the ability to read, collect, and further disseminate such information. We have no control over, and take no responsibility for the use, storage, or dissemination of information posted or otherwise made available on such portions of the Service. By posting Personal Data online in public forums, you may receive unsolicited messages from other parties. 

10. WHAT RIGHTS AND CHOICES DO YOU HAVE REGARDING YOUR PERSONAL DATA? 

• Accessing, Correcting, and Deleting Your Personal Data and Other Data Subject Rights 

You have certain rights with respect to your Personal Data, and we want to help you review and update your information to ensure it is accurate and up-to-date. We may limit or reject your request in certain cases, such as if it is frivolous or extremely impractical, if it jeopardizes the rights of others, or if it is not required by law. In some cases, we may also need you to provide us with additional information, which may include Personal Data, to verify your identity and the nature of your request. We will take reasonable steps to respond to all requests within 30 days (or less!). 

If you are a Loving Tan customer, you can accomplish most of the following by logging into your User Account. You can also contact us directly at info@lovingtan.com if you have any additional requests or questions: 

• Access: You can request more information about the Personal Data we hold about you and request a copy of such Personal Data. 
• Rectification: If you believe that any Personal Data we are holding about you is incorrect or incomplete, you can request that we correct or supplement such data. 
• Erasure: You can request that we erase some or all of your Personal Data from our systems. Please note that if you request the deletion of information required to provide the Service to you, your User Account will be deactivated and you will lose access to the Service. 
• Portability: You can ask for a copy of your Personal Data in a machine-readable format. You can also request that we transmit the data to another controller where technically feasible. 

For the following, please email us at info@lovingtan.com. 

• Withdrawal of Consent: If we are processing your Personal Data based on your consent (as indicated at the time of collection of such data), you have the right to withdraw your consent at any time. Please note, however, that if you exercise this right, you may have to then provide express consent on a case-by-case basis for the use or disclosure of certain of your Personal Data, if such use or disclosure is necessary to enable you to utilize some or all of our Service. 
• Objection: You can contact us to let us know that you object to the further use or disclosure of your Personal Data for certain purposes, such as for marketing purposes. 
• Restriction of Processing: You can ask us to restrict further processing of your Personal Data. 

If you take issue with Loving Tan’s data practices with respect to your Personal Data, your country or EU Member State may have a supervisory authority where you can lodge a complaint. 

• Closing Your Account 

You may close an account, and upon termination of your User Account, we will take reasonable steps to provide, modify, or delete your Personal Data as soon as is practicable. However, Loving Tan may nevertheless retain your Personal Data to protect the business interests of Loving Tan, Loving Tan Affiliates, vendors, and other users, and some information may remain in archived/backup copies for our records or as otherwise required by law. Those interests include without limitation the completion of transactions, maintaining records for financial reporting purposes, complying with our legal obligations, resolving disputes, and enforcing agreements. 

• California Privacy Rights 

Pursuant to Section 1798.83 of the California Civil Code, among other regulatory provisions specific to California such as the California Consumer Privacy Act (CCPA), residents of California can obtain certain information about the types of Personal Data that companies with whom they have an established business relationship have shared with third parties for direct marketing purposes during the proceeding calendar year. In particular, the law provides that companies must inform consumers about the categories of Personal Data that have been shared with third parties, the names and addresses of those third parties, and examples of the types of services or products marketed by those third parties. If you are a California resident and have questions about Loving Tan’s data practices, please contact  info@lovingtan.com 

• Other U.S. State Privacy laws 

Several individual states are enacting consumer privacy and data breach laws and Loving Tan strives to ensure compliance with each. If you have questions about a specific state’s privacy law in relation to this Privacy Policy, please contact info@lovingtan.com 

• Enforcement and Recourse 

We take our privacy commitments very seriously. If you have any questions or concerns regarding privacy related to the Service, please send us a detailed message to info@lovingtan.com and we will try to resolve your concerns. 

11. CHANGES TO THE PRIVACY POLICY 

We reserve the right to modify this Privacy Policy at any time. We encourage you to periodically review this page for the latest information on our privacy practices. If we make material changes to this Privacy Policy, you will be notified via email (if you have an account where we have your contact information) or otherwise in some manner through the Service that we deem reasonably likely to reach you (which may include posting a new privacy policy on our Website — or a specific announcement on this page or on our blog). Any modifications to this Privacy Policy will be effective upon our posting of the new terms and/or upon implementation of the new changes on the Service (or as otherwise indicated at the time of posting) or on the Effective Date set forth in the modified Privacy Policy. In all cases, your continued use of the Service or Website after the posting of any modified Privacy Policy indicates your acceptance of the terms of the modified Privacy Policy. 

12. CHILDREN 

Our Service is not intended for minors or children. If you are under the age of eighteen (18), you are not permitted to use the Service. Loving Tan does not knowingly acquire or receive Personal Data from children under the age of thirteen (13) (16 in the EU). If we later learn that any user of our Service is under the age of 13 in the U.S. or UK (16 in the EU), we will take appropriate steps to remove that user’s information from our account database and will restrict that individual from future access to the Service. This Privacy Policy is designed to comply with California’s Children’s Online Privacy Protection Act (“COPPA”) the GDPR and the UK GDPR. 

13. WHAT IF YOU HAVE QUESTIONS REGARDING YOUR PERSONAL DATA? 

Please contact us if you have any questions or comments about our privacy practices or this Privacy Policy. You can reach us online at info@lovingtan.com, or by mail at: 

Loving Tan Pty Ltd T/A Loving Tan 

Attention: Privacy Officer 

9A/204 Alice Street, Brisbane, QLD, 4000 

Last updated: December 28, 2023